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Fl&M Ltd

13976018

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

PARK VIEW BUSINESS CENTRE, WHITCHURCH, SY13 4AL
Incorporated 15/03/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Lara Jane Stephenson

director · Since 15/03/2022

DIRECTOR

BRITISH · ENGLAND · Age 44

Persons with Significant Control

Lara Jane Stephenson

25–50% shares
75–100% votes
Appoint directors

British · England · Age 44

Park View Business Centre, Combermere, Whitchurch, SY13 4AL

Notified 15/03/2022

CompanyRankvs 4790+ SIC 66220 peers
39

Financial strength22th percentile among SIC peers · 6/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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4790Fl&M Ltd
35
How is this score calculated?
Financial strength6/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£21

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

-£197

Working capital

Current Assets

£10k

Current Liabilities

£10k

Fixed Assets

£866

2avg. employees+1

Balance Sheet

Assets less current liabilities£669
Signed by 13976018 2024-04-01 2025-03-31 13976018 2025-03-31 13976018 core:CurrentFinancialInstruments core:WithinOneYear 2025-03-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent Ratio
20250.98
20241.07
20231.49

Derived from filed accounts. Not audited figures.