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Bespoke Financial Rural Ltd

14022216

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

PROSPECT HOUSE, HALTWHISTLE, NE49 9NS
Incorporated 04/04/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Charles Edward Halbert

director · Since 04/04/2022

DIRECTOR

ENGLISH · UNITED KINGDOM · Age 37

Also on 4 other boards

Persons with Significant Control

Halbert Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Prospect House, Comb Hill, Haltwhistle, NE49 9NS

Reg: 14006005 · Companies House · Limited

Notified 04/04/2022

CompanyRankvs 2883+ SIC 66220 peers
60

Financial strength57th percentile among SIC peers · 14/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 1.81× · 16/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£14k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£13k

Working capital

Current Assets

£30k

Current Liabilities

£16k

Fixed Assets

£831

3avg. employees

Balance Sheet

Assets less current liabilities£14k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.81+£13k
20241.01
20230.98

Derived from filed accounts. Not audited figures.