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Opal Black Insurance Services Limited

14131941

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

UNIT 3, SPACE BUSINESS CENTRE, WOKINGHAM, RG41 2PQ
Incorporated 25/05/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Nicola Marie Bowen

secretary · Since 25/05/2022

Mr Samuel Charles Bowen

director · Since 25/05/2022

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 1 other board

Persons with Significant Control

Mr Samuel Charles Bowen

25–50% shares
25–50% votes

British · England · Age 48

Unit 3, Space Business Centre, Molly Millars Lane, Wokingham, RG41 2PQ

Notified 25/05/2022

Mrs Nicola Marie Bowen

25–50% shares
25–50% votes

British · United Kingdom · Age 48

Unit 3, Space Business Centre, Molly Millars Lane, Wokingham, RG41 2PQ

Notified 25/05/2022

CompanyRankvs 5175+ SIC 66220 peers
31

Financial strength19th percentile among SIC peers · 5/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength5/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£2

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£438k

Working capital

Current Assets

£38k

Current Liabilities

£476k

Fixed Assets

£456k

Debtors

£26k

1avg. employees
Prepared with v2026.6.1 limited_company_frs_102_section_1a_v1_1_3 companies_house

EstimatesDerived

YearCurrent Ratio
20250.08
20250.08
20242.04

Derived from filed accounts. Not audited figures.