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Happy Motor Finance Limited

14387669

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

PENNINGTON HOUSE, SALFORD, M50 2ZY
Incorporated 30/09/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Matthew John Royle

director · Since 30/09/2022

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 1 other board

Mr Wayne John Blakemore

director · Since 17/01/2023

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 7 other boards

Persons with Significant Control

Mr Matthew John Royle

25–50% shares
25–50% votes
Appoint directors

British · England · Age 38

Pennington House, 16 Carolina Way, Salford, M50 2ZY

Notified 30/09/2022

Mr Wayne John Blakemore

25–50% shares

British · England · Age 62

73, Drywood Avenue, Manchester, M28 2QA

Notified 28/03/2023

CompanyRankvs 3240+ SIC 66220 peers
54

Financial strength7th percentile among SIC peers · 2/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 16.92× · 20/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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3240Happy Motor Finance Limited
53
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

-£8k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£64k

Working capital

Current Assets

£68k

Current Liabilities

£4k

Fixed Assets

£375

8avg. employees

Balance Sheet

Assets less current liabilities£65k
Signed by 1.10.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
202516.92+£0
202516.92+£33k
202414.15-£44k
20234.69—

Derived from filed accounts. Not audited figures.