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Expert Mortgage Advice Limited

14388196

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

43 HITHERBROOM ROAD, HAYES, UB3 3AE
Incorporated 30/09/2022

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
64999
Other financial service activities
66220
Activities of insurance agents and brokers

Officers

Mr Satbeer Singh

director · Since 30/09/2022

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 36

Also on 5 other boards

Persons with Significant Control

Mr Satbeer Singh

25–50% shares
25–50% votes
Appoint directors

British · England · Age 36

43, Hitherbroom Road, Hayes, UB3 3AE

Notified 30/09/2022

Mrs Kuljeet Kour

25–50% shares
25–50% votes
Appoint directors

Pakistani · England · Age 28

43, Hitherbroom Road, Hayes, UB3 3AE

Notified 29/09/2024

CompanyRankvs 3122+ SIC 64922 peers
38

Financial strength44th percentile among SIC peers · 11/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.6× · 6/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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3122Expert Mortgage Advice Limited
33
How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£754

Balance sheet strength

Cash

£683

Cash in the bank

Net Current Assets

-£2k

Working capital

Current Assets

£4k

Current Liabilities

£6k

Fixed Assets

£1k

Debtors

£3k

0avg. employees

Balance Sheet

Assets less current liabilities-£1k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent Ratio
20240.60

Derived from filed accounts. Not audited figures.