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Genuine Finance Limited

14588203

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

123 HALLGATE, COTTINGHAM, HU16 4DA
Incorporated 12/01/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64921
64921
66220
Activities of insurance agents and brokers

Officers

Ms Lesley Ann Laws

director · Since 12/01/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 1 other board

Ms Julie Ann Simpson

director · Since 18/04/2023

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 1 other board

Persons with Significant Control

Ms Lesley Ann Laws

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 61

123, Hallgate, Cottingham, HU16 4DA

Notified 12/01/2023

Ms Julie Ann Simpson

25–50% shares
25–50% votes

British · England · Age 63

123, Hallgate, Cottingham, HU16 4DA

Notified 26/06/2023

CompanyRankvs 700+ SIC 64921 peers
36

Financial strength5th percentile among SIC peers · 1/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 05/04/2025

Net Worth

-£302k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£306k

Working capital

Current Assets

£4k

Current Liabilities

£310k

Fixed Assets

£4k

7avg. employees+3

Director Loans

Company owes directors£300k

Balance Sheet

Assets less current liabilities-£302k
Signed by L A Laws 22/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01-£162k
20240.14

Derived from filed accounts. Not audited figures.