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Opal Compass Ltd

14696616

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

128 HIGH STREET, CREDITON, EX17 3LQ
Incorporated 01/03/2023

Compliance

Last accounts

28/02/2025

micro entity

Next accounts due

30/11/2026

On track

Confirmation statement

Last: 27/02/2026

Due 13/03/2027

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Emma Covington-Cross

director · Since 01/03/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Mike Evans

director · Since 01/03/2023

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Persons with Significant Control

Emma Covington-Cross

25–50% shares
25–50% votes

British · United Kingdom · Age 53

Bush House, Spreyton, Crediton, EX17 5AL

Notified 01/03/2023

Mike Evans

25–50% shares
25–50% votes

British · United Kingdom · Age 61

Bush House, Spreyton, Crediton, EX17 5AL

Notified 01/03/2023

CompanyRankvs 2703+ SIC 66220 peers
63

Financial strength65th percentile among SIC peers · 16/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.67× · 16/20
Longevity4 years trading (max 15) · 4/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity4/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2026

Net Worth

£31k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£12k

Working capital

Current Assets

£30k

Current Liabilities

£18k

Fixed Assets

£19k

4avg. employees+1

Balance Sheet

Assets less current liabilities£31k
Signed by Miss E Covington-Cross Mr M Evans 28th July 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.67-£19k
20251.74+£29k
20240.86—

Derived from filed accounts. Not audited figures.