Back to search

Gmc Mortgages Ltd

15018758

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)

Details

10 SANDPIPER ROAD, FOLKESTONE, CT18 7TA
Incorporated 21/07/2023

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
66220
Activities of insurance agents and brokers

Officers

Mr Stephen Brian Carpenter

director · Since 21/07/2023

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 59

Mr Graeme Mcalpine

director · Since 21/07/2023

FINANCIAL ADVISER

SCOTTISH · ENGLAND · Age 51

Persons with Significant Control

Mr Stephen Brian Carpenter

25–50% shares
25–50% votes
Appoint directors

British · England · Age 59

10, Sandpiper Road, Folkestone, CT18 7TA

Notified 21/07/2023

Mr Graeme Mcalpine

25–50% shares
25–50% votes
Appoint directors

Scottish · England · Age 51

10, Sandpiper Road, Folkestone, CT18 7TA

Notified 21/07/2023

Former PSCs

Mr John Kenneth Greasby

Ceased 04/02/2025

CompanyRankvs 2413+ SIC 64922 peers
49

Financial strength7th percentile among SIC peers · 2/25
Employees85th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.67× · 16/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

-£6k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£4k

Working capital

Current Assets

£7k

Current Liabilities

£4k

Fixed Assets

£2k

3avg. employees

Balance Sheet

Assets less current liabilities£5k
Prepared with FreeAgent

EstimatesDerived

YearCurrent Ratio
20241.67

Derived from filed accounts. Not audited figures.