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Umbrl Ltd

15284650

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

2 Jubilee Place, London, SW3 3TQ
Incorporated 14/11/2023

Compliance

Last accounts

31/12/2025

small

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 13/11/2025

Due 27/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Benjamin Michael Colas

director · Since 14/11/2023

COMPANY DIRECTOR

FRENCH,BRITISH · UNITED KINGDOM · Age 52

Also on 9 other boards

Mr Timothy Parker

director · Since 08/07/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 41

Benjamin Michael Colas

director · Since 14/11/2023

French,British · United Kingdom · Age 52

Timothy Parker

director · Since 08/07/2025

British · England · Age 41

Former

Emmanuel Clement-Wilz

director · Resigned 25/04/2025

Persons with Significant Control

Mr Philippe Emmanuel Azoulay

75–100% shares
75–100% votes
Appoint directors

French,British · United Kingdom · Age 46

2, Jubilee Place, London, SW3 3TQ

Notified 14/11/2023

Change History

statusactive
2026-07-19

Active

typeltd
2026-07-19

Private Limited Company

address line12 Jubilee Place
2026-07-19

2 JUBILEE PLACE

post townLondon
2026-07-19

LONDON

CompanyRankvs 5027+ SIC 66220 peers
24

Financial strength1th percentile among SIC peers · 0/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.05× · 2/20
Longevity3 years trading (max 15) · 3/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity3/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

statements for the year ended 31 December 2025 was unqualified . In their report, the auditors emphasised the following matter without qualifying their report: Material uncertainty related to going concern We draw attention to note 2.2 in the financial statements, which indicates that the company has net liabilities at reporting date and, in order to continure trading, is reliant on continuing fin

Key FinancialsYear ending 31/12/2025

Net Worth

-£461k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£277k

Working capital

Current Assets

£14k

Current Liabilities

£291k

Debtors

£8k

12avg. employees

Balance Sheet

Intangible assets£70k
Prepared with Caseware UK (AP4) 2025.0.111

EstimatesDerived

YearCurrent Ratio
20250.05
20241.60

Derived from filed accounts. Not audited figures.