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Merlin Ins Ltd

15478240

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

MERLIN INSURANCE BROKERS 4TH FLOOR, LONDON, EC3R 7BB
Incorporated 10/02/2024

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr George Sebastian Faulkner

director · Since 10/02/2024

COMPANY DIRECTOR

ENGLISH · UNITED KINGDOM · Age 26

Mr Richard Thomas O'Brien

director · Since 31/03/2025

CEO

BRITISH · ENGLAND · Age 47

Also on 1 other board

Persons with Significant Control

Mr George Sebastian Faulkner

25–50% shares
25–50% votes
Appoint directors

English · United Kingdom · Age 26

75, Montgomery Court, London, W4 3LA

Notified 10/02/2024

Mr Richard Thomas O'Brien

25–50% shares
25–50% votes
Appoint directors

British · England · Age 47

Merlin Insurance Brokers, 4th Floor, London, EC3R 7BB

Notified 10/02/2026

CompanyRankvs 1663+ SIC 66220 peers
58

Financial strength75th percentile among SIC peers · 19/25
Employees83th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.05× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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1663Merlin Ins Ltd
68
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. The directors have made an assessment about the company's ability to continue as a going concern and they do not consider there to be any material uncertainties. As a result they have adopted the going concern basis of accounting. Turnover Turnover is measured at the fair value of t

Key FinancialsYear ending 30/09/2025

Net Worth

£73k

Balance sheet strength

Cash

£92k

Cash in the bank

Net Current Assets

£70k

Working capital

Current Assets

£137k

Current Liabilities

£67k

Fixed Assets

£4k

Debtors

£20k

5avg. employees+4

Balance Sheet

Assets less current liabilities£75k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20252.05
20252.04

Derived from filed accounts. Not audited figures.