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Spencer Auto Financial Services Limited

16030949

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

24a Aldermans Hill, London, N13 4PN
Incorporated 21/10/2024

Compliance

Last accounts

31/10/2025

micro entity

Next accounts due

31/07/2027

On track

Confirmation statement

Last: 20/10/2025

Due 03/11/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Bailey Allen James Spencer

director · Since 21/10/2024

DIRECTOR

BRITISH · ENGLAND · Age 26

Also on 1 other board

Bailey Allen James Spencer

director · Since 21/10/2024

British · England · Age 26

Persons with Significant Control

Mr Bailey Allen James Spencer

75–100% shares
75–100% votes
Appoint directors

British · England · Age 26

24a, Aldermans Hill, London, N13 4PN

Notified 21/10/2024

Change History

officer appointedSPENCER, Bailey Allen James
2026-06-17
statusactive
2026-06-17

Active

typeltd
2026-06-17

Private Limited Company

address line124a Aldermans Hill
2026-06-17

24A ALDERMANS HILL

post townLondon
2026-06-17

LONDON

CompanyRankvs 2804+ SIC 66220 peers
58

Financial strength62th percentile among SIC peers · 16/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 3× · 20/20
Longevity2 years trading (max 15) · 2/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity2/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£23k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£23k

Working capital

Current Assets

£34k

Current Liabilities

£11k

1avg. employees

Balance Sheet

Assets less current liabilities£23k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20253.00

Derived from filed accounts. Not audited figures.