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Legacy Cover Ltd

16538252

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

35 SHAFTESBURY ROAD, BOURNEMOUTH, BH8 8SS
Incorporated 24/06/2025

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65110
Life insurance
65120
Non-life insurance
66220
Activities of insurance agents and brokers

Officers

Mr Nicolas Carstairs

director · Since 24/06/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 44

Persons with Significant Control

Mr Nicolas Carstairs

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 44

35, Shaftesbury Road, Bournemouth, BH8 8SS

Notified 24/06/2025

CompanyRankvs 968+ SIC 65110 peers
48

Financial strength47th percentile among SIC peers · 12/25
Employees24th percentile among SIC peers · 4/15
LiquidityCurrent ratio 1.92× · 16/20
Longevity1 year trading (max 15) · 1/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity1/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2026

Net Worth

£5k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£5k

Working capital

Current Assets

£10k

Current Liabilities

£5k

1avg. employees

Balance Sheet

Assets less current liabilities£5k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent Ratio
20261.92

Derived from filed accounts. Not audited figures.