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O'Neill & Co Insurance Consultants (Irlam) Limited

01149708

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 11 outstanding charges (-10)

Details

200 LIVERPOOL RD, MANCHESTER, M44 6FE
Incorporated 06/12/1973

Compliance

Last accounts

30/04/2025

micro entity

Next accounts due

29/01/2027

On track

Confirmation statement

Last: 03/12/2025

Due 17/12/2026

On track

Industry

65110
Life insurance

Officers

Mr Andrew Jones

director · Since 22/04/2008

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 3 other boards

Mr Simon Lawrence Jones

director · Since 22/04/2008

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 2 other boards

Persons with Significant Control

Irlam Estates Financial Services Limited

75–100% shares
75–100% votes

200, Liverpool Road, Manchester, M44 6FE

Notified 06/04/2016

Charges11 outstanding

Charge
outstanding

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CompanyRankvs 292+ SIC 65110 peers
63

Financial strength89th percentile among SIC peers · 22/25
Employees9th percentile among SIC peers · 1/15
LiquidityCurrent ratio 99.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees1/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£298k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£75k

Working capital

Current Assets

£75k

Current Liabilities

£761

Fixed Assets

£224k

0avg. employees

Tax at Year End(2020)

Corp tax£10k

Balance Sheet

Assets less current liabilities£298k

EstimatesDerived

YearCurrent RatioImplied Profit
202599.07-£598
20248.78+£3k
202363.10+£3k
20229.20+£3k
20219.44+£3k
20208.01+£3k
20195.82+£9k
20185.32

Derived from filed accounts. Not audited figures.