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Philip T English International Financial Services Limited

02001734

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

1B BANBURY OFFICE VILLAGE, BANBURY, OX16 2SB
Incorporated 19/03/1986

Compliance

Last accounts

31/03/2025

full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 22/11/2025

Due 06/12/2026

On track

Industry

65110
Life insurance
66190
Other activities auxiliary to financial services

Officers

Mr Timothy Philip Jamieson English

secretary · Since 30/10/1991

BRITISH · UNITED KINGDOM · Age 60

Also on 6 other boards

Mr Timothy Philip Jamieson English

director · Since 30/10/1991

CONSULTANT

BRITISH · UNITED KINGDOM · Age 60

Also on 6 other boards

Ms Lydia Hatton

director · Since 01/01/2000

DIRECTOR

BRITISH · ENGLAND · Age 67

Also on 1 other board

Persons with Significant Control

Mr Philip Trevor English

75–100% shares
75–100% votes
Appoint directors

British · England · Age 88

Churchlands, Chipping Warden, Banbury, OX17 1LN

Notified 06/04/2016

Charges2 outstanding

charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 05/01/2000Registered 12/01/2000
charge
outstanding

SHIRE TRUST LIMITED

Created 25/05/1988Registered 03/06/1988

CompanyRankvs 15+ SIC 65110 peers
69

Financial strength98th percentile among SIC peers · 25/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 13.82× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going co

Key FinancialsYear ending 31/03/2025

Turnover

£2.4M

Annual revenue

Net Worth

£1.8M

Balance sheet strength

Cash

£416k

Cash in the bank

Profit Before Tax

£33k

Bottom line earnings

Net Current Assets

£1.8M

Working capital

Current Assets

£2.0M

Current Liabilities

£142k

Fixed Assets

£6k

Debtors

£1.5M

Cost of Sales

£1.3M

Gross Profit

£1.1M

Admin Expenses

£1.1M

Profit After Tax

£12k

8avg. employees-1

Tax at Year End

Corp tax£21k

People Costs

Wages & salaries£494k
NI contributions£58k

Balance Sheet

Assets less current liabilities£1.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202513.82+£83k
202314.88+£29k
202221.00+£250k
202114.67+£147k
202010.60+£77k
20194.39

Derived from filed accounts. Not audited figures.