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S.M.H. Insurance Consultants Limited

02092963

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

UNIT 47 BERWICK COURT FARM, BERWICK, BN26 5QS
Incorporated 26/01/1987

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 02/04/2025

Due 16/04/2026

Overdue

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Simon Mark Heaton

secretary · Since 31/03/1992

ENGLISH · ENGLAND · Age 66

Also on 3 other boards

Mrs Marion Jane Heaton

director · Since 31/03/1992

HOUSEWIFE

ENGLISH · ENGLAND · Age 67

Mr Simon Mark Heaton

director · Since 31/03/1992

INSURANCE CONSULTANT

ENGLISH · ENGLAND · Age 66

Also on 3 other boards

Persons with Significant Control

Mr Simon Mark Heaton

75–100% shares
75–100% votes
voting-rights-75-to-100-percent-as-trust
voting-rights-75-to-100-percent-as-firm
right-to-appoint-and-remove-directors-as-firm

British · England · Age 66

Unit 47, Berwick Court Farm, Berwick, BN26 5QS

Notified 06/04/2016

CompanyRankvs 2326+ SIC 66220 peers
61

Financial strength44th percentile among SIC peers · 11/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.06× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£3k

Working capital

Current Assets

£42k

Current Liabilities

£39k

Fixed Assets

£432

2avg. employees

Balance Sheet

Assets less current liabilities£3k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.06+£790
20241.16+£12k
20230.99-£9k
20221.29+£5k
20211.37+£180
20200.83-£1k
20190.85+£10k
20170.38

Derived from filed accounts. Not audited figures.