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Ross-Gower Ltd

02335340

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

141-142 FENCHURCH STREET, LONDON, EC3M 6BL
Incorporated 16/01/1989

Compliance

Last accounts

30/06/2025

total exemption full

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 26/07/2025

Due 09/08/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Christopher William O'Brien

director · Since 21/05/2024

DIRECTOR

BRITISH · ENGLAND · Age 50

Persons with Significant Control

Mrs Patricia O'Brien

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 81

141-142, Fenchurch Street, London, EC3M 6BL

Notified 19/01/2025

Former PSCs

Mr James Patrick O'Brien

Ceased 06/04/2016

Mr James Patrick O'Brien

Ceased 19/01/2025

Charges1 outstanding

charge
outstanding

NRG VICTORY REINSURANCE LIMITED

Created 11/04/1995Registered 13/04/1995

CompanyRankvs 334+ SIC 66220 peers
62

Financial strength72th percentile among SIC peers · 18/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. The director has made an assessment about the company's ability to continue as a going concern and does not consider there to be any material uncertainties. As a result the going concern basis of accounting has been adopted. Turnover Turnover represents commissions due to the comp

Key FinancialsYear ending 30/06/2025

Net Worth

£51k

Balance sheet strength

Cash

£49k

Cash in the bank

Net Current Assets

£129k

Working capital

Current Assets

£215k

Current Liabilities

£86k

Fixed Assets

£37k

Debtors

£166k

9avg. employees

Tax at Year End(2024)

Corp tax£5k

Director Loans(2019)

Company owes directors£36

Balance Sheet

Intangible assets£28k
Assets less current liabilities£166k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.50+£0
20252.50-£258k
20243.73-£30k
20233.86+£5k
20224.04-£42k
20212.92-£64k
20206.76-£1k
20198.46+£31k
20183.88

Derived from filed accounts. Not audited figures.