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Practice Financial Management Limited

04897206

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

62 SKELDERGATE, YORKSHIRE, YO1 6WN
Incorporated 12/09/2003

Compliance

Last accounts

28/02/2026

total exemption full

Next accounts due

30/11/2027

On track

Confirmation statement

Last: 13/09/2025

Due 27/09/2026

On track

Industry

65110
Life insurance
65300
65300

Officers

Mr John Anthony Fearn

director · Since 12/09/2003

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 1 other board

Mr Martyn Peter Bradshaw

director · Since 17/12/2008

DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 1 other board

Mr Jonathan Robert Drysdale

director · Since 17/12/2008

DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 1 other board

Mr Martyn Peter Bradshaw

secretary · Since 01/10/2011

Also on 1 other board

Persons with Significant Control

Mr Martyn Peter Bradshaw

25–50% shares
25–50% votes

British · England · Age 47

45, Eastfield Avenue, York, YO32 3EZ

Notified 06/04/2016

Mr John Anthony Fearn

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm

British · England · Age 59

62 Skeldergate, Yorkshire, YO1 6WN

Notified 06/04/2016

Mr Jonathan Robert Drysdale

25–50% shares
25–50% votes

British · England · Age 52

The Gardens House, High Street, York, YO61 1LG

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/03/2013Registered 11/04/2013

CompanyRankvs 36+ SIC 65110 peers
78

Financial strength96th percentile among SIC peers · 24/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 8.43× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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36Practice Financial Management Limited
88
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£1.2M

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£1.2M

Working capital

Current Assets

£1.4M

Current Liabilities

£163k

Fixed Assets

£6k

Debtors

£111k

12avg. employees-1

Tax at Year End

Corp tax£121k

Director Loans(2019)

Company owes directors£19k

Balance Sheet

Assets less current liabilities£1.2M
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20258.43+£150k
20244.69+£286k
20234.26-£175k
20224.84+£206k
20214.58-£117k
20205.85-£206k
20194.59—

Derived from filed accounts. Not audited figures.