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Pia Financial Services Ltd

06422721

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

98A FRONT STREET, CHESTER LE STREET, DH3 3BA
Incorporated 09/11/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Deborah Frances Reynolds

secretary · Since 18/01/2008

MORTGAGE PROFESSIONAL

BRITISH · Age 66

Also on 1 other board

Mr Nicholas Ronald Bennett Hayes

director · Since 18/01/2008

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 1 other board

Persons with Significant Control

Mr Nicholas Ronald Bennett Hayes

Significant control

British · England · Age 65

23, Heather Garth, Driffield, YO25 6UT

Notified 01/11/2016

Charges1 outstanding

charge
outstanding

OPENWORK SERVICES LIMITED

Created 29/06/2011Registered 05/07/2011
charge
satisfied

BARCLAYS BANK PLC

Created 18/04/2008Registered 26/04/2008Satisfied 04/10/2023

CompanyRankvs 73+ SIC 66220 peers
78

Financial strength94th percentile among SIC peers · 24/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.76× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£713k

Balance sheet strength

Cash

£217k

Cash in the bank

Net Current Assets

£166k

Working capital

Current Assets

£226k

Current Liabilities

£60k

Fixed Assets

£556k

Debtors

£9k

10avg. employees+6

Balance Sheet

Assets less current liabilities£721k
Signed by Mr Nicholas Hayes 31/07/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20243.76+£46k
20234.40-£19k
20224.11-£95k
20212.77+£700k
20202.49
20191.67
20181.13

Derived from filed accounts. Not audited figures.