Back to search

Oval Financial Management Limited

07680936

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

26 ST. PHILBERT STREET, CARDIFF, CF15 8GW
Incorporated 23/06/2011

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 04/08/2025

Due 18/08/2026

On track

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Johnathan Howell Williams

director · Since 23/06/2011

INDEPENDENT FINANCIAL ADVISOR

BRITISH · WALES · Age 56

Persons with Significant Control

Mr Jonathan Howell Williams

75–100% shares

British · Wales · Age 56

26, St. Philbert Street, Cardiff, CF15 8GW

Notified 04/08/2016

CompanyRankvs 863+ SIC 66220 peers
77

Financial strength77th percentile among SIC peers · 19/25
Employees55th percentile among SIC peers · 8/15
LiquidityCurrent ratio 3.76× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£85k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£94k

Working capital

Current Assets

£129k

Current Liabilities

£34k

Fixed Assets

£5k

2avg. employees

Balance Sheet

Assets less current liabilities£99k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20253.76+£0
20253.76+£19k
20243.63+£30k
20233.00-£6k
20223.05+£320
20213.18-£2k
20206.67-£27k
2019+£19k
20182.65

Derived from filed accounts. Not audited figures.