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Gem Underwriting Agency Limited

07687960

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

PLAZA 668, LUTON, LU2 7XH
Incorporated 29/06/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Glenn Marshall

director · Since 29/06/2011

INSURANCE BROKER

BRITISH · ENGLAND · Age 56

Mr Paul Chainey

director · Since 07/12/2023

EXECUTIVE DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Persons with Significant Control

Mr Glenn Marshall

75–100% shares
75–100% votes
Appoint directors

British · England · Age 56

Plaza 668, Hitchin Road, Luton, LU2 7XH

Notified 01/01/2023

Former PSCs

Mr Gregory Joseph Condon

Ceased 31/12/2022

Mr Glenn Marshall

Ceased 31/12/2022

CompanyRankvs 3351+ SIC 66220 peers
51

Financial strength31th percentile among SIC peers · 8/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 0.43× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£133

Balance sheet strength

Cash

£24k

Cash in the bank

Net Current Assets

-£100k

Working capital

Current Assets

£75k

Current Liabilities

£174k

Fixed Assets

£2k

Debtors

£51k

3avg. employees

Balance Sheet

Assets less current liabilities-£97k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20250.43
20240.52

Derived from filed accounts. Not audited figures.