Back to search

S J Stone Financial Limited

08151569

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

1ST FLOOR OFFICES 16-18, ROCHFORD, SS4 1AJ
Incorporated 20/07/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mrs Sarah Jayne Williams

director · Since 20/07/2012

DIRECTOR

BRITISH · ENGLAND · Age 38

Also on 1 other board

Mr James Kenneth Williams

director · Since 01/09/2018

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 38

Persons with Significant Control

Mrs Sarah Jayne Williams

75–100% shares

British · England · Age 38

1st, Floor Offices 16-18, Rochford, SS4 1AJ

Notified 01/07/2016

CompanyRankvs 4087+ SIC 66220 peers
48

Financial strength31th percentile among SIC peers · 8/25
Employees30th percentile among SIC peers · 5/15
LiquidityCurrent ratio 0.99× · 6/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength8/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£124

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£226

Working capital

Current Assets

£28k

Current Liabilities

£28k

Fixed Assets

£402

1avg. employees

Balance Sheet

Assets less current liabilities£176
Signed by Mrs Sarah Williams 24/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.99
20241.41+£612
20231.34+£6k
20221.28+£2k
20211.63-£183
20203.03
2019-1.01
2018-0.99

Derived from filed accounts. Not audited figures.