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Cavendish Finance Ltd

08528162

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

39 LAMBOURNE CRESCENT, CARDIFF, CF14 5GG
Incorporated 14/05/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64922
64922
64999
Other financial service activities

Officers

Sajid Ghaffar

director · Since 14/05/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Persons with Significant Control

Draycott Group Ltd

75–100% shares

Harlech Court, Bute Terrace, Cardiff, CF10 2FE

Reg: 10107301 · England And Wales · Limited Company

Notified 22/12/2023

Former PSCs

Mr Sajid Ghaffar

Ceased 22/12/2023

CompanyRankvs 3152+ SIC 64922 peers
36

Financial strength1th percentile among SIC peers · 0/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.81× · 6/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

-£371k

Balance sheet strength

Cash

£1.1M

Cash in the bank

Net Current Assets

-£371k

Working capital

Current Assets

£1.6M

Current Liabilities

£2.0M

Debtors

£507k

0avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.81+£0
20250.81-£468
20240.81-£565
20230.81-£10k
20220.82-£13k
20210.82-£67k
20200.81-£41k
20190.84
20180.86

Derived from filed accounts. Not audited figures.