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Lance Mortgages Limited

13515245

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

FAIR TRADE HOUSE, FAREHAM, PO15 5SH
Incorporated 16/07/2021

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66220
Activities of insurance agents and brokers

Officers

Mr Scott James Andrew Harris

director · Since 16/07/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 46

Also on 1 other board

Mr Aaron Wright

director · Since 16/07/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Persons with Significant Control

Lance Consolidation Limited

75–100% shares
75–100% votes
Appoint directors

Fair Trade House, 3 Whittle Avenue, Fareham, PO15 5SH

Reg: 12695462 · Companies House · Limited

Notified 16/07/2021

Former PSCs

Mr Aaron Wright

Ceased 11/10/2025

CompanyRankvs 1684+ SIC 66220 peers
59

Financial strength72th percentile among SIC peers · 18/25
Employees71th percentile among SIC peers · 11/15
LiquidityCurrent ratio 2.75× · 20/20
Longevity5 years trading (max 15) · 5/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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1684Lance Mortgages Limited
68
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity5/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

facility to cover its fixed costs for the foreseeable future. The directors are satisfied that at the date of approval of financial statements, the company has sufficient resources to continue as a going concern and there are no material uncertainties that would cast doubt over the ability of the company to continue as a going concern for at least one year from the date of approval. The director

Key FinancialsYear ending 31/12/2024

Net Worth

£52k

Balance sheet strength

Cash

£54k

Cash in the bank

Net Current Assets

£52k

Working capital

Current Assets

£82k

Current Liabilities

£30k

Debtors

£28k

3avg. employees+1

Tax at Year End

Corp tax£21k

Balance Sheet

Assets less current liabilities£52k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20242.75+£73k
202320.23—

Derived from filed accounts. Not audited figures.